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Thinking about starting your own business? Here’s what to know

ACT

Seven to ten percent of small business startups shut down every year and the figures climbed to 23 percent during the COVID-19 pandemic. Moving forward without a plan could set your business up for failure. You must also open a business bank account and likely apply for business credit.

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The Plain-English Guide to Cash Flow Statement

Hubspot Sales

Do you know where your business’ money is going? Many small business owners do their own accounting, either with accounting software or manually, with a spreadsheet. In financial accounting, the cash flow statement, or statement of cash flows, will show where your business’ revenue is coming from and where it’s going.

Finance 79
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The Plain-English Breakdown of Earnings Before Interest, Taxes, Depreciation, and Amortization

Hubspot Sales

How valuable is your business? Whether you're applying for a business line of credit , looking for investors, or trying to determine your ability to pay down debts, performing a financial analysis is key. A common tool used by financial analysts and investors is EBITDA. What Is EBITDA and What Does it Stand For?

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What Is Microlending & Is it Right for You?

Hubspot Sales

This subset of individuals and small businesses falls outside of the parameters of traditional lending. For entrepreneurs whose credit or circumstances make the risk of default high, crowdfunded or peer-to-peer financing, such as microlending, offers monetary opportunities that are not available elsewhere. Grameen America.

Finance 100
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Your MarTech Stack: six changes to expect in 2024

Insightly

Small businesses rely heavily on their marketing technology (martech) to enable efficiencies of smaller teams as well as improve overall marketing performance. But what kind of impact can martech have on mid-size businesses? 2024 change #2: Are businesses done ‘shedding’ SaaS? You’ll still need humans for that, she says.

Finance 52